Getting your mortgage is just one aspect of a home purchase. RockStar Realty is experienced at aiding both new and experienced buyers alike in all areas of real estate. Call me today at 2393623173 if your needs include a real estate pro ready for the business side of buying and selling.

Looking to finance a new home? RockStar Realty can help.

When buying a home, the loan application is distressing for many people, but it doesn't have to be. Being familiar with several mortgage lenders in the Fort Myers area has helped me understand a lot of the things that will make the loan application process much easier.

1 – Organize a list of questions about your loan program

Make sure you have a list of questions with you if you find that you don't thoroughly grasp the ins and outs of the different programs. At times, it can be a challenge understanding the differences between both fixed and adjustable rate mortgages. One of my lenders or I can assist you in understanding the advantages and disadvantages of each one.

2 – Decide when you want to lock

Locking in an interest rate means that a mortgage lender holds to the mortgage interest rates for the loan – generally at the time the loan application is presented. By floating the rate, you can lock the rate at any time between the day of your loan application and the issuing of closing documents. Buyers who prefer to float believe the interest rates will plunge in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Gather your paperwork

Getting a loan requires lots of paperwork, so you should take some time to get your documentation together. Click here to get a feel for general questions you'll have to answer on a loan app.

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